Paycheck Calculator — Minnesota
Minnesota runs four progressive rates from 5.35% to a 9.85% top bracket — one of the steepest state schedules in the country, where even the lowest rate exceeds many states' top rate. This model applies those brackets before Minnesota's large standard deduction, so the roughly $3,597 it estimates on a $60,000 single salary overstates the real state bill.
2026 take-home pay estimate
Annual gross used: $85,000
Estimated take-home, per year
$63,330.50
- Net per year
- $63,331
- Take-home rate
- 74.5%
- Top federal rate
- 22%
- Paychecks / year
- 1
Annual deductions from gross
Estimate for the 2026 tax year using the federal standard deduction and published IRS/SSA rates. It does not model itemized deductions, tax credits, dependents, or local city taxes. Minnesota brackets are applied before the Minnesota standard deduction (omitted), so this estimate runs high. Minnesota's net investment income surtax and high-income deduction phase-out are not modeled. Not tax advice.
Four high brackets, applied here to an unreduced base
Single filers pay 5.35% up to $33,310, 6.8% up to $109,430, 7.85% up to $203,150, and 9.85% above that; married-jointly thresholds are higher at each step. A $60,000 single salary falls in the 6.8% second bracket, and the model estimates about $3,597 of Minnesota income tax, leaving roughly $46,793 of annual take-home — a 78.0% take-home rate.
This is a 2026 estimate, not tax advice, and it runs high: the Minnesota standard deduction is omitted, and that deduction is large enough to noticeably shrink the real taxable base. Minnesota's net investment income surtax and its high-income deduction phase-out are also not modeled.
Questions
- Why does this Minnesota estimate run high?
- Because the Minnesota standard deduction is left out of the model, the brackets are applied to more income than a real Minnesota return would tax. The estimate is a 2026 planning figure, not tax advice — your actual state bill after the deduction will typically be lower.
- What income reaches Minnesota's 9.85% top rate?
- Income above $203,150 for single filers and $337,930 for married couples filing jointly in the 2026 table. Most full-time salaries sit in the 5.35% or 6.8% brackets instead.