Take-home pay, estimated.

PaycheckLab

Free calculators that turn gross pay into an estimated paycheck after 2026 federal income tax, Social Security, Medicare, and state taxes — with every rate sourced and dated.

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Paycheck Calculator
A free U.S. take-home-pay calculator for the 2026 tax year. It turns gross pay into an estimated net paycheck by applying 2026 federal income tax brackets, the 6.2% Social Security tax up to the $184,500 wage base, the 1.45% Medicare tax (plus the 0.9% Additional Medicare Tax over the threshold), and optional state income tax. Every rate is sourced from the IRS and SSA and dated. This is an estimate, not tax advice, and it runs entirely in your browser.

Guides for better estimates

Start with the calculator, then use these sourced guides to understand the assumptions behind it.

Why does Social Security tax stop at $184,500 in 2026?
How much more take-home pay do you keep in Texas or Florida than in California or New York?
How do the 2026 federal tax brackets change your paycheck?

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PaycheckLab

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Paycheck Calculator

Guides for better estimates