Paycheck Calculator — Illinois
Illinois uses a flat 4.95% income tax with no graduated brackets and no standard deduction. This page estimates an Illinois paycheck by adding the flat Illinois rate to 2026 federal income tax, Social Security, and Medicare; the small Illinois personal exemption is not modeled, so the state line runs slightly high.
2026 take-home pay estimate
Annual gross used: $85,000
Estimated take-home, per year
$64,420.00
- Net per year
- $64,420
- Take-home rate
- 75.8%
- Top federal rate
- 22%
- Paychecks / year
- 1
Annual deductions from gross
Federal income tax−$9,870.00
Social Security (6.2%)−$5,270.00
Medicare (1.45%)−$1,232.50
Illinois income tax−$4,207.50
Total tax−$20,580.00
Estimate for the 2026 tax year using the federal standard deduction and published IRS/SSA rates. It does not model itemized deductions, tax credits, dependents, or local city taxes. Illinois applies a flat 4.95% rate. The Illinois personal exemption allowance is omitted, so this estimate runs slightly high. Not tax advice.